Accrue launches business stablecoin platform for cross-border payments across 15 African markets

Accrue Business launches stablecoin banking platform for SMEs across 15 African markets, enabling businesses to hold, send, and receive stablecoins while collecting international payments and paying suppliers. The platform offers virtual USD and euro accounts, invoicing tools, virtual cards, and stablecoin-based payroll, targeting businesses underserved by traditional banks. Built on Accrue's Cashramp agent network, transactions route through vetted local agents—Ghanaian agents convert Cedis to stablecoins while Nigerian agents settle Naira for recipients, bypassing traditional intermediaries.

This agent model charges businesses about 1% per transaction versus higher traditional rates, with Cashramp fees capped at $2 regardless of size. Accrue processes $600,000-$700,000 monthly through its business platform, with limits of $150,000-$250,000 currently rising to $500,000. Strong presence operates in Ghana, Nigeria, Kenya, Cameroon, with recent expansion into Francophone West Africa, Uganda, Tanzania, Rwanda, and Zambia.

Africa's cross-border payments market processed $329 billion in 2025 and could reach $1 trillion by 2035. Accrue has processed $70 million-$100 million total volume since launch, deploying $1.58 million seed funding to expand into underserved markets where traditional fintech competition remains limited.

Would your business benefit from stablecoin-based cross-border payments instead of traditional banking channels?

SOURCE: https://techcabal.com/2026/07/10/accrue-launches-accrue-business/