Jaiz Bank posts N31.3bn profit in 2025
Jaiz Bank Plc ended 2025 with pretax profit rising 28.43% to N31.3 billion from N24.4 billion, driven by higher income. Fourth-quarter profit jumped 8.27% to N8.1 billion from N7.4 billion, fueled by surging top-line income. Full-year net income from financing and investing activities reached N97.4 billion, up 27.29% from N76.5 billion. Key drivers included N45.9 billion from financing contracts (up 43.31% YoY) and N52 billion from investing activities (up 17.22% YoY). Murabaha transactions dominated financing income at N33.4 billion. Total assets grew to N1.2 trillion, with sukuk investments remaining the largest asset class at N489.4 billion. The bank distributed N26.8 billion to investors, leaving N70.6 billion as mudarib. Current share price at N8.05 could test N9 levels. This performance marks a recovery from February 2026's dip below N8.